5% Deposit & No LMI Home Loan
You can avoid LMI fee if:
1) You are a first home buyer, or
2) Work in a professional field like medical, accounting, lawyer etc, or
3) Employee of a bank, or
4) Have 15% deposit
As a first home buyer or someone buying their home after 10 years, you can be eligible for LMI waiver ( that is you do not need to pay LMI ) if you meet the following 3 conditions.
a) You are Australian PR, Citizen or NZ citizen, and
b) Last financial year income was less than $125K for a single or $200K for a couple
c) Buying a property below specified threshold such as it is $900K for Sydney, $800K for Melbourne
Please reach out to us if you need any more information or like to avoid paying lender’s mortgage insurance.
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