First Home Owners Grant in Sydney – Turning Your First Home Dream into Reality
If you want to step into the property market as a first-time buyer, the First Home Owners Grant in Sydney (FHOG) is your key to unlocking your first home dreams. It’s a government-funded incentive, structured to help first-home buyers get a one-off, tax-free lump sum for the purchase or construction of a new home, and we’re here to provide you with the right financial strategy to get the most out of this.
We’ll customise a home loan package that best suits your budget and lifestyle and help you access every dollar you’re entitled to to make your dream home come true.


How We Help You Get Your First Home Owners Grant in Sydney
- Eligibility Check: Carefully assessing your situation and determining whether you qualify for the FHOG based on your property type, residency status, and prior ownership
- Loan Structuring: Crafting competitive home loan options and aligning them with the FHOG to maximise your benefits, like stamp duty concessions and low-deposit loans
- Application Support: Handling the paperwork and liaising with lenders and the government on your behalf to ensure everything seems seamless for you, from documentation to submission
- Grants and Rebates Combined: Actively seeking additional schemes you may be eligible for to ensure you get what you deserve as a first-home buyer
How to Qualify for the First Home Owners Grant in Sydney?
- Be an Australian citizen or permanent resident
- Be at least 18 years old
- Be purchasing or constructing a new home
- Have never owned a residential property in Australia before
- Want to occupy the house as your principal place of residence within a year


Why Mortgage Empire?
- No charges for the assistance and guidance we offer
- Tailored advice on creating a clear pathway to home ownership
- Ongoing support with everything, from pre-approval to post-settlement and beyond
- Optimal home loan structures, backed by quick turnaround times
- Flexible service scheduling to suit your convenience