Home Loan Broker Ballarat

The Trusted Home Loan Brokers in Ballarat You Can Turn To

At Mortgage Empire, we understand buying your first home can be an uphill task! Apart from the technicalities that are associated with the purchase mechanism, rising property prices and a plethora of new concepts can leave you utterly confused. Besides, the fierce competition from the investors that prevail in the market may very well leave you overwhelmed.Fret not though, if you are in Ballarat – for you have us at your side. We are the best home loan brokers in Ballarat who offer end to end solutions, assisting you to get the best loan package for the purchase. More so, when it is about first time home buying, we help clients get the best price.

All you need to do is to contact us at 0419 509 809 to set up an appointment with us and to know more about us

Happy couple with best home loan broker Ballarat reviewing documents
Best home loan broker Ballarat points out apartment features to a young couple

Our Home Loan Brokers in Ballarat Are With You – Always

  • Our home loan brokers in Ballarat provide all the assistance right from the word go. We offer an end to end solution, from the cold inquiry till the disbursement of the amount.
  • We have a network of lending institutions and experts to consult to get the best home loan package for our clients.
  • We have cutting-edge software, which allows us to look for the best package that meets the unique needs of our clients.
  • We encourage those looking forward to purchasing their residential property and explain to them the shortest and the best way to do so.

Why Putting Stakes In Our Home Loan Brokers Help?

With leading lending institutions offering so many loan packages, finding a suitable mortgage package is pretty hard. Here is where Mortgage Empire makes the difference!Every home loan broker in Ballarat assesses our clients’ needs and financial status, and negotiates the fittest deal. We deal with small as well as large lenders, looking for loans with the lowest interest rates and the best conditions, which suit credit, spending and earning patterns of our clients.

Our Ballarat brokers Work on Interest Rates

  • Interest rates are generally the first and foremost thing that clients look for, while choosing loans.
  • Rates are a big consideration, and whether fixed or variable, offset facility, rewards and credit cards, the ability to make extra payment is notoriously difficult. This is where we chip in. Our experience, industry knowledge and use of the latest software help us to work out the best interest rate for our clients, which meet their budget.
  • While our clients focus on property of their choice, we focus on the best loan package.
A friendly home loan broker explains paperwork to a smiling young couple

The Most Obvious FAQs To Ask Before You Put Stakes in Us

To determine the amount you can borrow, you need to work on your disposable income. Your lending capacity is calculated by deducting your regular expenditure from your regular income. This will determine the amount that is left over for repayment of the home loan.

In case you do not have any credit history, it would be difficult for you to obtain a home loan. However, our brokers will do all that it takes to help you obtain the loan in that case, if that is possible.